Author: Beverly Hankerson
Source: ezinearticles.com
If you think you’re paying too much for auto insurance, you’re probably right because most people are. Based on my experience as an insurance agent, I find most individuals are not aware of the various discounts that they may qualify for and some are not aware of others ways to save on their coverage as well. Below, I will outline various discounts available and other ways to save on your auto coverage.
Some of the discounts you may qualify for are:
*Home/auto discount – Insurance companies will give you a 10 to 15 percent discount if you insure your car and home with them.
*Multi-car discount – Some companies will give you a 10 to 15 percent discount if you have two or more cars insured with them.
*Safety and security discount – You can get a discount for safety and security devices installed in your car such as anti-theft devices, air bags, burglar alarms and anti-lock brakes.
*Driver’s education discount – If you’ve taken a driver’s education course or defensive driving course.
*Other Discounts – Having a good driving record, being a senior, housing car in a garage, not having filed claims.
Note: You should always ask your agent about any discounts you may be eligible for before you buy and auto insurance policy.
Here are ways you can save on your auto insurance:
1. Keep your driver’s record clean and up to date.
2. Assume more risk by adjusting your coverage. For instance raise your deductibles.
3. Make sure you get all the discounts you qualify for (see above).
4. Drive a low profile car with certain money saving safety features.
5. Make sure you shop around for a good, low cost insurance provider.
The best way to find cheaper auto coverage is by going to an insurance comparison website. There you can fill out a questionnaire and get rates from a number of different A-rated companies.
Visit http://www.payless4autoinsurance.com To see how much you can save.
The Author, Beverly Hankerson is currently an insurance agent and financial consultant.